Republicans easily swatted down major changes to insurance regulation in a Texas House bill that would keep the current rules and bureaucracy in place.
The bill continuing the functions of the Texas Department of Insurance passed Tuesday night on a 96-46 vote. The legislation, part of a regular review of state agencies, faces a final procedural hurdle before it can move to the Senate. Democrats offered up a variety of pro-consumer amendments.
Among them were provisions such as prior approval of rate increases, a ban on credit scoring in the underwriting of home and auto insurance and the creation of an elected insurance commissioner post. The Republican-led House shot down those proposals and kept a pro-business approach in the insurance legislation.








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