World Health Insurance
World Insurance Company
11808 Grant Street, Omaha, NE 68164
- World Insurance Company delivers customized health care solutions at an affordable price to individuals and families across the nation.
- Our A- (Excellent) rating by A.M. Best Company stands as further testimony to World Insurance Company’s financial strength and stability.*
Freedom to Choose Your Own Doctors
You can choose your own doctors and hospitals. Individual health insurance coverage is provided whether treatment is received inside or outside the network. We do encourage the use of network preferred providers whenever possible to ensure that you receive maximum benefits and cost savings.
Our health insurance plans offer a variety of preferred provider network options, from regionally located networks to national provider networks.
You can find the name of your network on your ID card. Select it from the dropdown below to get additional information.
Many of our individual health insurance plans require you to call for authorization prior to inpatient and outpatient medical services. In some cases, benefits may be reduced if preauthorization isn’t obtained. Check the back of your ID card for a toll-free number to call if you require an authorization.
Depending on Your Coverage, Preauthorization
May be Required for:
- Inpatient Hospitalizations
- Certain Surgeries
- Home Health Care
- Home Infusion Therapy
- Hospice Care
- Outpatient Physical, Occupational and Speech Therapy
- Certain Prescription Medications
Preauthorization is not required for regular doctor’s office visits. Check the back of your ID card for a toll-free number to call if you require an authorization.
The Benefits of Preauthorization
Preauthorization helps to ensure your benefits are used efficiently and cost effectively. Preauthorization can help reduce your out-of-pocket costs as well as help control future premium increases.
We use Utilization Review Accreditation Commission (URAC)-accredited utilization management companies dedicated to serving as a health care advocate for our members. They work in partnership with your health care providers to ensure you get the appropriate care in the appropriate setting for your medical conditions.